The State of Texas has a loan program that assists veterans to qualify to purchase a home. The program the Texas Veterans Land Board Home Loan Program offers veterans zero down home loans with a low interest rate. In order to qualify for the program all new homes must be verified as energy efficient by a certified RESNET Home Energy Rater. The Texas Veterans Land Board adopted on July 26, 2012 to allow two options on the energy efficiency requirements: A HERS® Index Score of 75 or less, or Be labeled as an EPA ENERGY STAR Home Previously the program required that all new homes must be labeled as ENERGY STAR.